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The banking crisis, headlined by Silicon Valley Bank (SVB), has created a lot of uncertainty regarding the safety of bank assets.1 During several years of extremely low interest rates, many banks placed deposits into long-term Treasuries to generate revenue. Once the Federal Reserve began rapidly raising interest rates, the economy weakened and capital dried up, which in turn forced an acceleration of bank withdrawals. SVB was forced to sell off some of its government bonds at
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