Job Opportunities In The Indian FinTech Sector

What Is FinTech?

Financial technology, or FinTech, uses digital tech to supply financial goods and services. In the past two decades, some organizations have undergone a considerable transformation due to adopting technology such as cloud computing, the internet, and mobile devices.

Why Seek A Job Opportunity In The FinTech Sector?

Being a member of the present day’s financial startup ecosystem as they develop sustainable revenue sources is fascinating. The open, friendly, and highly interactive workplace may make you feel empowered being an employee. The Indian FinTech Industry offers a platform for those seeking a creative challenge and an excellent career progression opportunity.

Indian FinTech Job Openings:

1.Company Name: Razorpay Software Private Limited

Headquartered: Bengaluru, Karnataka

About The Company: To enable harmonious banking and payment experiences for companies of every size or scale, Razorpay is developing a state-of-the-art online/digital banking hub, or Neobank, for Indian enterprises.

Job Title: Associate – Business Development

Roles And Responsibilities:

Be the main POC for all Razorpay customers searching for Capital products, like loans, corporate cards, and cash advances.
Explain every aspect to the client, ascertain their needs via phone or email, and then suggest a workable solution utilizing Razorpay capital goods and services.
Fully control and carry out end-to-end sales for the customer.
Create, keep, and project a strong sales funnel.
Assist customers in having a positive experience using capital products and own the smooth running of the process.
Able to bargain with clients on all financing criteria, such as tenure, ROI, P.F., and more.
Drive max efficiency by effectively using sales tools.
When necessary, collaborate with other cross-functional teams.
Continuously meet sales goals.
Recognize and support the goals of your teams and organizations.

Mandatory Qualifications:

Fundamental understanding of the terms, lending products, and lending ecosystem, including loans and overdrafts.
1 to 3 years experience in sales in the setup of lending. Having prior experience in the payments sector would be beneficial.
Good written and verbal communication skills.
Demonstrated expertise in customer-facing positions.
The personality that is self-driven and goal-oriented.
Outstanding interpersonal abilities and the capacity to establish rapport with clients.
Diligent and with a good work ethic.
Must be able to use the most fundamental sales tools.

Job Type: Full-time

Salary: N.A.

Apply Here: Job Detail (razorpay.com)

2. Company Name: Razorpay Software Private Limited

Headquartered: Bengaluru, Karnataka

About The Company: Intending to enable harmonious banking and payment experiences for companies of every size or scale, Razorpay is developing a state-of-the-art online/digital banking hub, or Neobank, for Indian enterprises.

Job Title: Database Engineer

Roles And Responsibilities:

You will be in charge of keeping an eye on daily database operations and management as the database engineer.
Be proactive in responding to warnings and alerts in production infrastructure, resolving production challenges as they occur, and automating, documenting, and tracking incident lessons. Determine any database issues, then take precautions to stop them from happening again.
Build tooling with the operations and engineering teams to promote reliability, performance, and scalability.
Develop highly accessible data persistence systems and investigate and create novel technologies and methods.
Conduct code reviews and respond to infrastructure-related queries about data stores.
Automate routine tasks and challenging issues to improve team proficiency.
Working knowledge of Percona Toolkit at a high level.

Mandatory Qualifications:

3 to 5 years of expertise working with big MySQL and PostgreSQL databases and performing installation, management, upgrades, backups, and restores.
Exceptional understanding of PostgreSQL and MySQL internals.
Be an expert in databases and the corresponding technical setups.
Knowledgeable in index tuning, query optimization, and performance tweaking.
Strong practical MySQL database engine experience is required, and knowledge of PostgreSQL is recommended.
Working knowledge of several RDS and Elasticache flavors.
Benchmarking by experience, A strong background in data structure databases or NoSQL datastores is unquestionably advantageous.
Knowledge of troubleshooting and resolving connectivity, security, blocking and deadlocking, database integrity, and other difficulties.
Knowledge of native monitoring and troubleshooting tools for optimization and performance tuning.
The capacity to identify and resolve resource conflict on database servers relating to CPU, RAM, I/O, disc space, and other factors.
Strong understanding of indexes, maintenance of indexes, integrity checks, configuration, and patching. How to store indexes, to properly design and manage them, and how statistics function
GCP, AWS and RDS, and Azure are examples of cloud services.
Working understanding of the Percona toolbox at an advanced level.

Job Type: Full-time

Salary: N.A.

Apply Here: Job Detail (razorpay.com)

3. Company Name: MobiKwik

Headquartered: Gurugram

About The Company: MobiKwik is India’s leading mobile wallet and the biggest BNPL platform. Beginning as a mobile wallet, they have widened their product offerings to include wealth tech, insurtech, BNPL, and payment gateways.

Job Title: DevOps Engineer I

Roles And Responsibilities:

Knowledge of network devices, Linux/Windows servers, and monitoring.
Keep an eye on NOC activities to ensure timely report availability and issue resolution following set service levels.
Every technical support team serves as a single point of contact and communicates information about ongoing incidents.
Ownership and Recognition of Information Technology infrastructure alerts in real-time.
Analyze, recognize, and record each alert in the monitoring tool and respond to it by its impact.

Minimum Qualifications:

Working knowledge of Ansible at a basic level.
More than 0.6 to 1 year of practical experience managing builds and releases
Organize numerous tools needed for the development lifecycle, and set up CI/CD pipelines.
UNIX/Linux system administration and shell scripting.
Among the skills are Linux, check_mk, Jenkins, Grafana, Ansible, and Prometheus.

Job Type: Full-time

Salary: N.A.

Apply Here: https://www.mobikwik.com/careers/job_desc?job_category=Technology&role=devops_engineer_1#popup:jobform

4. Company Name: MobiKwik

Headquartered: Gurugram

Job Title: EM Bankend

Roles And Responsibilities:

Led the technical team and contributed to the technology team’s decision-making process.
Establish and implement objectives and benchmarks for engineering performance.
Measurement and assurance that goals of engineering and product delivery are satisfied at a pace that doesn’t compromise quality or performance.
Encourage, coach, involve, and direct the engineering team members constantly.
Utilize the skills of individuals and groups to create possibilities for progress.
Create procedures and controls to guarantee the production applications’ anticipated uptime.
By adding individuals, the engineering team can improve its capabilities and expertise.
Ensure effective communication between team members and with all parties involved in creating and delivering the product.
Own the implementation of plans related to strategic product development that you helped to create.

Minimum Qualifications:

A graduate in engineering with at least eight years of applicable experience
Practical knowledge of multithreading, OOPS, and collection principles in Core Java or Core J2EE.
Knowledgeable about applying extreme and agile programming approaches successfully.
Brilliant in terms of communication, delivery and estimating leadership skills, and change management.
Must have direct or indirect control over a sizable technological team.
Merit would have practical experience.

Job Type: Full-time

Salary: N.A.

Apply Here: https://www.mobikwik.com/careers/job_desc?job_category=Technology&role=em_backend#popup:jobform

Also Read,

MS in Fintech – What Skills And Qualifications Do You Need

5. Company Name: Paytm

Headquartered: Noida, Uttar Pradesh

About The Company: India’s top digital payment and financial services provider, Paytm, aims to attract merchants and customers to its platform by providing them with various payment use cases. Customers can use Paytm Payment Instruments (PPI) to make payments for money transfers and utility payment services.

Job Title: Data Science – Manager

Requirements (3 – 8 years of experience in the analytics field):

Fortify connections with operational leaders in product, sales, risk, collections, and growth by pinpointing areas where analytics could improve operations or help solve existing challenges.
Use problem-solving frameworks to decompose the complicated business issues the B.U.s and organization are facing into smaller, more manageable issues and convert the business issue into a challenge involving data and analytics.
Select appropriate business opportunities and use analytics to enhance risk and conversions
Utilize massive platform data to make actionable recommendations, and share the teams’ insights.
Distribute reports and dashboards to business stakeholders so they may use the information to make informed decisions.
Manage transformation initiatives that boost revenue or profitability by using an analytical approach
Be the organization’s advocate for data- and insight-driven decision-making and spearhead change management initiatives to win over stakeholders.

Skills that will help you succeed:

Experts in the model building who have worked especially with machine learning methods like elastic, linear regression, and more, are needed.
Advanced analytical expertise and professional experience are necessary.
They must have extensive experience working in the BFSI sector.
Required skills include ML, Python, SQL, OR R, and more.
Strong sense of initiative, drive, and motivation for oneself.

Mandatory Skills:

The capacity to involve both internal and external parties.
Strong exposure to people management.
Love of simplification
Growth Mentality.
A readiness to try new things and keep getting better.

Education: Graduation / Post-graduation (PG) in Mathematics / Statistics preferred

Job Type: Full-time

Salary: N.A.

Apply Here: https://jobs.lever.co/paytm/b384a8a2-e54c-45c2-9b1d-01dfa3563e41/apply

6. Company Name: Paytm

Headquartered: Noida, Uttar Pradesh

Job Title: Business Analyst – Manager

Requirements:

Finding prospects for advancement, cost-saving measures, reduction, and automation.
Interact with the business/ops to ensure strict monitoring of the recommendations/action plans’ implementation and to offer assistance for them.
Extraction and transformation of data, create sophisticated SQL queries.
Creating meaningful analyses of business and its operational and strategic ramifications.
Work with stakeholders to determine your current and continuing reporting and data support needs.
Effectively converting data into useful information.
Examine data from various perspectives, seeking trends that point to potential problem areas or opportunities.
Design, produce, and present data reports, dashboards, extracts, and presentations in response to strategic queries.

Skills that will help you succeed:

Create and manage dashboards and analytical reports that give a detailed overview of the FASTAG funnel, user journeys, and campaigns’ performance.
3 to 6 years of experience working in an analytics and business intelligence role in the financial services, e-commerce, consultancy, or technology sectors.
Knowing which Paytm data sources to employ for the current analytical challenges and being familiar with their wide range.
Promotion of data-driven decision-making to business and product owners and inside the team.
Determining data requirements and leading initiatives to improve data quality.
Possess strong developing skills for scalable business reporting systems and SQL/Hive proficiency.
Experience using data and analytics to optimize corporate strategy, products, or processes.
Working understanding of a minimum of 1 programming language, such as Python, Java, or Scala.
Enable test-and-learn to understand user behavior better and identify potential growth areas. Improve the growth campaigns and provide detailed test readouts to support precise decision-making.
Ability to work closely alongside business owners to comprehend product requirements.
Good data visualization and presentation abilities and effective oral and written communication with senior audiences.

Mandatory Skills:

The capacity to involve both internal and external parties.
Strong exposure to people management.
Love of simplification
Growth Mentality.
A readiness to try new things and keep getting better.

Education: Graduation or Post-graduation preferred

Job Type: Full-time

Salary: N.A.

Apply Here: https://jobs.lever.co/paytm/27ce9c94-32c1-4aa8-88ce-d1d20303cdd3/apply

7. Company Name: PhonePe

Headquartered: Maharashtra

About The Company: India’s top digital/online payment network, PhonePe, has registered users of more than 280 million. Users of PhonePe can receive and send money, reload data, DTH, and mobile phones, pay for goods and services, acquire gold, and invest.

Job Title: Data Science

Responsibilities:

Help them set realistic expectations by explaining what data science could achieve for them.
Analyze massive amounts of data, then develop and implement solutions as needed.
Able to effectively convey findings and suggestions to various parties.
Evaluate the solutions’ success and make further improvements to them.
We anticipate that they will combine a solid technical foundation with the capacity to comprehend the business implications of their function, the capacity to relate to our users on an emotional level and work to ensure that PhonePe provides the best experience possible, and the capacity to guide and mentor less experienced team members in becoming better data scientists.

Qualifications:

A Bachelor’s degree in computer science, statistics, engineering, or applied mathematics.
One to three years of relevant experience.
Skill in shell programming languages, Java, Python, and R are some examples of specific technical skills:
- Proficiency in graph databases, including relational and non-relational.
- The capacity for effective communication and collaboration with persons from various backgrounds.
- Experience with machine learning (structured, text, and video data) libraries, ideally in Python.
- Experience with big data techs (Spark, MapReduce, Pig, and Hive) (Tensorflow, PyTorch).
- Proven track record with visualization libraries.
Practical knowledge of source control and deployment tools (such as Git, Jenkins, etc.) is a plus.

Job Type: Full-time

Salary: N.A.

Apply Here: https://boards.greenhouse.io/phonepe/jobs/4415302003#app

8. Company Name: PhonePe

Headquartered: Maharashtra

Job Title: Engineering Manager

Responsibilities:

Enabling discussions and taking the lead on every engineering-related decision for their team.
Capable of creating and carrying out engineering designs for the territory under their ownership.
Motivate team members to follow engineering best practices.
Define, practice, and maintain the production systems’ engineering and process hygiene for the regions under their ownership.
Accountable for the team’s direct business, which is owned.
Putting pressure on the business and the product to achieve results, directing feedback into action, and taking responsibility for engineering outputs.
Assembling, guiding, and keeping a top-notch engineering team.
Responsible for managing all stakeholders, including but not restricted to just customers, vendors, and the business and its products.

Qualifications:

Demonstrated aptitude for creating simple to complicated solutions, including knowledge in designing and putting into practice large-scale distributed systems
A track record of managing and growing successful software development teams.
Practical knowledge and the capacity to lead the architecture and design of numerous subsystems in collaboration with other senior team members
Computer science or a similar technical field requires a BTech, MTech, or Ph.D.
Minimum of more than 8 years of experience in software development and a minimum of more than 2 years of team leadership.
Excellent written and verbal communication abilities with the capacity to convey intricate technical knowledge succinctly to a range of audiences
An extra benefit is a prior experience working in startups and fast-paced situations.

Job Type: Full-time

Salary: N.A.

Apply Here: https://boards.greenhouse.io/phonepe/jobs/4381880003#app

9. Company Name: CRED

Headquartered: Bengaluru

About The Company: The members of CRED, an elite society for India’s most reliable and creditworthy people, are awarded for sound money management. The concept behind CRED was to build a community around the virtue of trust by regaining the focus on this long-forgotten virtue.

Job Title: Administrative Lead

Responsibilities:

Establish, put into effect, and oversee facility policies and procedures.
Plan and manage administrative processes and systems, and devise ways to automate activities to make them more efficient.
To successfully negotiate contracts and agreements, communicate with vendors.
Organize both soft and hard services for facility maintenance.
Monitor the operations of the travel desk to ensure a flawless experience for the staff.
Oversee cafeteria operations and deliver top-notch service.
Over several office locations, leads and builds a team to deliver a seamless employee experience.
Evaluate employee performance to guarantee peak performance.
To support other business operations, ensure that information flows through the company smoothly and in sufficient amounts.
Budget for administrative purposes; handle it.
Oversee and plan office events.
Ensure that local and national regulations are followed, and help with regulatory obligations.
Proactively develop and grow new office space in conjunction with H.R. and other divisions.

Qualifications:

Over fifteen years of experience in office administration.
Have led and overseen a group of at least 25 persons.
Possess a thorough facility management principles knowledge.
Has the capacity to show a high degree of ownership and rigor in their implementation.
Own a proven track record of exceptional goals, KPIs, and SLAs.
Engage and sway individuals both within and across functional boundaries.
Possess expertise in dealing with fast-growing companies and handling high-volume deliveries.
Possess attention to detail and the ability to multitask well in a demanding workplace.
Possess the capacity to organize and monitor many tasks and deadlines.
Possess the capacity to adjust to shifting requirements and deadlines while maintaining composure under duress.
Possess good quantitative and analytical skills; can support hypotheses, make recommendations, and motivate actions using metrics and real data.
Possess time management, scheduling, and prioritization skills for operations.
Exhibit effective communication abilities both in writing and speaking.

Job Type: Full-time

Salary: N.A.

Apply Here: https://careers.cred.club/form?jobId=5449767b-da99-4c32-b44b-ac79855ef942

10. Company Name: CRED

Headquartered: Bengaluru

Job Title: Android Developer

Responsibilities:

Work on an innovative product that is still under development.
Be in charge of creating and upkeep the CRED app, which targets a wide range of unique android devices.
Convert wireframes and designs into high-quality code.
Guarantee the CRED app’s greatest performance, quality, and responsiveness.
Mentoring other engineers, establishing our technological culture, and fostering the growth of a team.

Qualifications:

Hold two or more years of experience in design, architecture, and product development.
Possess kotlin experience or a sturdy desire to switch to kotlin.
Knowledgeable about the newest Jet-pack Libraries.
Have knowledge of KMM and flutter.
Possess in-depth familiarity with the Android SDK, several Android releases, and the ability to work with various screen sizes
Possess knowledge of threading, storage, and performance optimization.
A solid understanding of design patterns and Android architectural components benefits pixel-perfect design implementation.
Possess the necessary skills to connect Android apps to back-end services using the restful API.
Combined with data structures, powerful debugging, and root cause analysis abilities.
You are always learning and seeking methods to enhance your processes and those around you.
By performing code reviews, you may mentor and assist other team members while using your technical and process leadership skills.
Operate in agile team settings and are a hustler and reliable team member.